AfterPay

Afterpay allows you to shop now and pay later, always interest-free. With Afterpay, your purchase will be split into 4 payments, payable every 2 weeks.

Simply shop with us and choose Afterpay as your payment method at checkout. First-time customers will need to create an Afterpay account (with instant approval decision) and returning customers will simply log in to make their purchase. For online orders, the goods will be shipped to you by the retailer after checkout. 

At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card on your payment due dates.

Please Note: Afterpay does not approve 100% of orders. We are committed to ensuring we support responsible spending.

When determining which orders to approve, we consider a number of different factors. As an example, the longer you have been a shopper using Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more.

Things to consider

• Are there sufficient funds on your card? Generally we look to see the first instalment amount available to spend.
• The length of time you have been using Afterpay
• The amount you have to repay
• The value of the order you are trying to place
• The number of orders you currently have 'open' with us

While we know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, our rules and approval process help Afterpay responsibly offer a completely free service to shoppers.

Shop Pay Installments

How Does Shop Pay Installments Work:
Shop Pay offers you the option to pay in full at checkout, or to split your purchase into four equal, interest-free installment payments for orders between $50 USD and $3,000 USD. There are no additional charges, interest rates, or late fees passed on to you.

Your credit scores aren't affected if you use Shop Pay Installments. However, if you don't pay the installment, or you make a late payment, then you might not be eligible to make purchases using Shop Pay Installments in the future.

How Does Shop Pay Installments Work:
1.You add items to your cart.
2.You check out using Shop Pay.
3.You select Shop Pay Installments and chooses to pay for your order in 4 installments.

After you select Shop Pay Installments, you review your purchase and you are presented with one of the following options:

• Make your first payment at checkout.
• Make your first payment two weeks after the purchase is made.

The three remaining payments are automatically charged to the your debit or credit card every two weeks. You will get an email reminder before each payment is charged.